[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bafr.cz\/firmy-mohou-i-prodelavat\/#Article","mainEntityOfPage":"https:\/\/www.bafr.cz\/firmy-mohou-i-prodelavat\/","headline":"Firmy mohou i prod\u011bl\u00e1vat","name":"Firmy mohou i prod\u011bl\u00e1vat","description":"Snad ka\u017ed\u00fd z n\u00e1s v\u00ed, \u017ee se podnik\u00e1 p\u0159edev\u0161\u00edm kv\u016fli pen\u011bz\u016fm. \u017de kdy\u017e u\u017e si n\u011bkdo po\u0159\u00edd\u00ed svoji firmu, \u010din\u00ed tak proto, aby v n\u00ed vyd\u011bl\u00e1val dost pen\u011bz. Z nich\u017e se potom \u010d\u00e1st vrac\u00ed do v\u00fdroby, kde je t\u0159eba hradit provozn\u00ed v\u00fddaje, a ze zbytku majitel\u00e9 firem \u017eij\u00ed. Podnikatel\u00e9 tedy mus\u00ed um\u011bt pen\u00edze vyd\u011bl\u00e1vat a […]","datePublished":"2026-02-10","dateModified":"2026-02-10","author":{"@type":"Person","@id":"https:\/\/www.bafr.cz\/author\/#Person","name":"","url":"https:\/\/www.bafr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/25a824e14ead2d36aba24b918221841350fb41cea98048e9b1929df8c4bf4bd8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/25a824e14ead2d36aba24b918221841350fb41cea98048e9b1929df8c4bf4bd8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bafr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bafr.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_7.jpg","url":"https:\/\/www.bafr.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.bafr.cz\/firmy-mohou-i-prodelavat\/","about":["Pen\u00edze"],"wordCount":427,"articleBody":"         Snad ka\u017ed\u00fd z n\u00e1s v\u00ed, \u017ee se podnik\u00e1 p\u0159edev\u0161\u00edm kv\u016fli pen\u011bz\u016fm. \u017de kdy\u017e u\u017e si n\u011bkdo po\u0159\u00edd\u00ed svoji firmu, \u010din\u00ed tak proto, aby v n\u00ed vyd\u011bl\u00e1val dost pen\u011bz. Z nich\u017e se potom \u010d\u00e1st vrac\u00ed do v\u00fdroby, kde je t\u0159eba hradit provozn\u00ed v\u00fddaje, a ze zbytku majitel\u00e9 firem \u017eij\u00ed. Podnikatel\u00e9 tedy mus\u00ed um\u011bt pen\u00edze vyd\u011bl\u00e1vat a dob\u0159e po\u010d\u00edtat, aby s t\u00edm vyd\u011blan\u00fdm vy\u017eili oni i jejich podniky. Ale zat\u00edmco to n\u011bkdy funguje dost dob\u0159e, jindy mohou podnikatel\u00e9 po\u010d\u00edtat sebeusilovn\u011bji, a p\u0159ece zji\u0161\u0165uj\u00ed, \u017ee jejich p\u0159\u00edjmy nesta\u010d\u00ed ani na ty nejd\u016fle\u017eit\u011bj\u0161\u00ed z\u00e1le\u017eitosti. P\u0159\u00edpadn\u011b dokonce \u017e\u00e1dn\u00e9 zisky nejsou, a pak pochopiteln\u011b nen\u00ed s \u010d\u00edm kalkulovat. A jakmile se objev\u00ed podobn\u00fd nedostatek, je t\u0159eba s t\u00edm n\u011bco d\u011blat. Tedy samoz\u0159ejm\u011b sehnat dal\u0161\u00ed pen\u00edze, aby jich bylo dost.V\u0161ichni ale v\u00edme, \u017ee jsou pen\u00edze tak d\u016fle\u017eit\u00e9, \u017ee je nikdo jenom tak nerozd\u00e1v\u00e1. A kdy\u017e se tedy dostane n\u011bjak\u00fd podnik do pot\u00ed\u017e\u00ed, nen\u00ed mo\u017en\u00e9 doufat v to, \u017ee mu n\u011bkdo nezi\u0161tn\u011b n\u011bjak\u00e9 pen\u00edze d\u00e1. Ka\u017ed\u00fd si sv\u016fj majetek hl\u00edd\u00e1, a kdy\u017e tedy n\u011bjak\u00e1 firma pot\u0159ebnou pomoc pot\u0159ebuje, m\u016f\u017ee si pen\u00edze, kter\u00e9 jsou zapot\u0159eb\u00ed, leda tak p\u016fj\u010dit. A to je\u0161t\u011b jenom v nejlep\u0161\u00edm p\u0159\u00edpad\u011b. Proto\u017ee se p\u016fj\u010dky poskytuj\u00ed tak, aby se rovn\u011b\u017e vracely, a tud\u00ed\u017e ka\u017ed\u00fd, kdo p\u016fj\u010dky nab\u00edz\u00ed, vy\u017eaduje, aby mu z\u00e1jemci o n\u011b prok\u00e1zali, \u017ee budou moci a cht\u00edt takov\u00e9 pen\u00edze i vr\u00e1tit.V bank\u00e1ch se takov\u00e9mu prov\u011b\u0159ov\u00e1n\u00ed \u017eadatel\u016f v\u011bnuje zna\u010dn\u00e1 pozornost. A sta\u010d\u00ed, kdy\u017e z\u00e1jemce o p\u016fj\u010dku v n\u011b\u010dem jenom trochu nevyhov\u00ed, a \u017e\u00e1dost o p\u016fj\u010dku je zam\u00edtnuta. Tak to prost\u011b je. Ale na\u0161t\u011bst\u00ed ani to nen\u00ed je\u0161t\u011b trag\u00e9die. T\u011bm, jim\u017e nen\u00ed v bank\u00e1ch p\u0159\u00e1no, \u010dasto bez sebemen\u0161\u00edch probl\u00e9m\u016f vyhov\u00ed nebankovn\u00ed spole\u010dnost. Proto\u017ee nebankovn\u00ed hypot\u00e9ky bez registru vy\u017eaduj\u00ed jenom m\u00e1lo z\u00e1ruk, je\u017e se nav\u00edc zaji\u0161\u0165uj\u00ed docela snadno. Tady se ru\u010d\u00ed nemovitost\u00ed a takovou z\u00e1ruku d\u00e1 snadno mnoh\u00fd z n\u00e1s. A jakmile dostane nebankovn\u00ed spole\u010dnost takovou z\u00e1ruku, pen\u00edze ch\u0159adnouc\u00ed firm\u011b p\u016fj\u010d\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  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