[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bafr.cz\/jak-usetrit-za-bankovni-poplatky\/#Article","mainEntityOfPage":"https:\/\/www.bafr.cz\/jak-usetrit-za-bankovni-poplatky\/","headline":"Jak u\u0161et\u0159it za bankovn\u00ed poplatky?","name":"Jak u\u0161et\u0159it za bankovn\u00ed poplatky?","description":"V\u011bt\u0161ina z n\u00e1s vlastn\u00ed nejm\u00e9n\u011b jeden bankovn\u00ed \u00fa\u010det (mnoho z n\u00e1s m\u00e1 i n\u011bkolik r\u016fzn\u00fdch \u00fa\u010dt\u016f). Plat\u00edte za b\u011b\u017en\u00fd \u00fa\u010det a slu\u017eby zbyte\u010dn\u00e9 poplatky? N\u011bkter\u00fdm lidem je jedno, jestli n\u011bco plat\u00ed nebo ne. Je zbyte\u010dn\u00e9 platit to, co nemus\u00edme. Jednodu\u0161e na takov\u00fdch poplatc\u00edch m\u016f\u017eete u\u0161et\u0159it.\u00a0Jak nejl\u00e9pe u\u0161et\u0159it? Nejlep\u0161\u00ed variantou, jak se zbavit zbyte\u010dn\u00fdch poplatk\u016f za […]","datePublished":"2026-02-25","dateModified":"2026-02-25","author":{"@type":"Person","@id":"https:\/\/www.bafr.cz\/author\/#Person","name":"","url":"https:\/\/www.bafr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/25a824e14ead2d36aba24b918221841350fb41cea98048e9b1929df8c4bf4bd8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/25a824e14ead2d36aba24b918221841350fb41cea98048e9b1929df8c4bf4bd8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bafr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bafr.cz\/wp-content\/uploads\/img_a319374_w1899_t1530384042.png","url":"https:\/\/www.bafr.cz\/wp-content\/uploads\/img_a319374_w1899_t1530384042.png","height":0,"width":0},"url":"https:\/\/www.bafr.cz\/jak-usetrit-za-bankovni-poplatky\/","wordCount":443,"articleBody":"V\u011bt\u0161ina z n\u00e1s vlastn\u00ed nejm\u00e9n\u011b jeden bankovn\u00ed \u00fa\u010det (mnoho z n\u00e1s m\u00e1 i n\u011bkolik r\u016fzn\u00fdch \u00fa\u010dt\u016f). Plat\u00edte za b\u011b\u017en\u00fd \u00fa\u010det a slu\u017eby zbyte\u010dn\u00e9 poplatky? N\u011bkter\u00fdm lidem je jedno, jestli n\u011bco plat\u00ed nebo ne. Je zbyte\u010dn\u00e9 platit to, co nemus\u00edme. Jednodu\u0161e na takov\u00fdch poplatc\u00edch m\u016f\u017eete u\u0161et\u0159it.\u00a0Jak nejl\u00e9pe u\u0161et\u0159it?Nejlep\u0161\u00ed variantou, jak se zbavit zbyte\u010dn\u00fdch poplatk\u016f za b\u011b\u017en\u00fd \u00fa\u010det je vyb\u00edrat si. V dne\u0161n\u00ed dob\u011b existuje mnoho r\u016fzn\u00fdch typ\u016f b\u011b\u017en\u00fdch \u00fa\u010dt\u016f a klienti si mohou opravdu porovn\u00e1vat slu\u017eby a cenu takov\u00e9ho \u00fa\u010dtu. Dnes je velk\u00e1 konkurence na trhu a je mnohem jednodu\u0161\u0161\u00ed si zvolit \u00fa\u010det, kter\u00fd v\u00e1s nebude st\u00e1t v\u016fbec nic. Mnoho bankovn\u00edch instituc\u00ed nab\u00edz\u00ed b\u011b\u017en\u00e9 \u00fa\u010dtu naprosto bez poplatku. Pro\u010d tedy zbyte\u010dn\u011b za \u00fa\u010det platit, kdy\u017e nemus\u00edte? Nebu\u010fte l\u00edn\u00ed a zvolte si takov\u00fd, kter\u00fd v\u00e1s nic nestoj\u00ed. Nav\u00edc z\u0159\u00edzen\u00ed takov\u00e9ho \u00fa\u010dtu je jednoduch\u00e9, sta\u010d\u00ed se jednou dostavit na pobo\u010dku banky nebo dokonce m\u016f\u017eete v\u0161e ud\u011blat z pohodl\u00ed va\u0161eho domova on-line. Pot\u0159ebn\u00e9 doklady m\u016f\u017eete neskenovat nebo nafotit p\u0159es mobiln\u00ed telefon a jednodu\u0161e vlo\u017eit k \u017e\u00e1dosti o otev\u0159en\u00ed \u00fa\u010dtu. \u010cek\u00e1 v\u00e1s potom b\u011b\u017en\u00fd \u00fa\u010det naprosto bez poplatk\u016f. Ur\u010dit\u011b si zbyte\u010dn\u011b nepo\u0159izujte r\u016fzn\u00e9 slu\u017eby. Banky nab\u00edz\u00ed r\u016fzn\u00e9 bal\u00ed\u010dky, kdy m\u00e1te zv\u00fdhodn\u011bn\u00e9 v\u00fdb\u011bry v zahrani\u010d\u00ed nebo i v \u010cesk\u00e9 Republice z bankomatu. Existuj\u00ed i r\u016fzn\u00e1 poji\u0161t\u011bn\u00ed, kter\u00e1 si m\u016f\u017eete zvolit nebo speci\u00e1ln\u00ed debetn\u00ed karty. Zde si d\u00e1vejte pozor, proto\u017ee takov\u00e1 karta m\u016f\u017ee st\u00e1t a\u017e 500 K\u010d m\u011bs\u00ed\u010dn\u011b. Poplatky za poji\u0161t\u011bn\u00ed se pohybuj\u00ed kolem 19 a\u017e 100 K\u010d za m\u011bs\u00edc. Zde samoz\u0159ejm\u011b z\u00e1le\u017e\u00ed, jak\u00fd m\u00e1te bal\u00ed\u010dek poji\u0161t\u011bn\u00ed a co je v n\u011bm za pojistn\u00e1 rizika. Nezapom\u00ednejte si kontrolovat, co se v\u00e1m m\u011bs\u00ed\u010dn\u011b \u00fa\u010dtuje, pokud n\u011bco takov\u00e9ho je, tak si rozmyslete, jestli takovou slu\u017ebu opravdu pot\u0159ebujete.\u00a0V dne\u0161n\u00ed dob\u011b si m\u016f\u017eete vyb\u00edrat z cel\u00e9 \u0159ady r\u016fzn\u00fdch druh\u016f bankovn\u00edch \u00fa\u010dt\u016f a slu\u017eeb, kter\u00e9 si m\u016f\u017eete zvolit. Ka\u017ed\u00e1 banka pot\u0159ebuje klienty, proto nab\u00edzej\u00ed mo\u017enosti, jak si finance ukl\u00e1dat a jak vyu\u017e\u00edvat jejich slu\u017eeb. V\u017edy si porovnejte n\u011bkolik mo\u017enost\u00ed a rozhodn\u011b na bankovn\u00edch poplatc\u00edch u\u0161et\u0159\u00edte.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak u\u0161et\u0159it za bankovn\u00ed poplatky?","item":"https:\/\/www.bafr.cz\/jak-usetrit-za-bankovni-poplatky\/#breadcrumbitem"}]}]